Apartment Building

Merchants Capital Adds Chief Architect to Team


CARMEL, Ind. – Leading financial services provider Merchants Capital today announces that Margaret Lehto has joined the firm as Chief Architect. She will be based out of the company’s Chicago office.

Lehto is a demonstrated leader in the architectural industry, with expertise tied to verifying that affordable housing developments meet local, state and federal requirements. Her experience encompasses oversight of assessments, architectural and engineering design and construction administration for a wide variety of public and private sector clients and projects.

She is a licensed architect in the states of Illinois and Wisconsin, a member of both the American Institute of Architects and the Association of Licensed Architects and she holds a Leadership in Energy and Environmental Design (LEED) professional accreditation.

In her new role with Merchants, Lehto will be responsible for ensuring compliance with underwriting guidelines for debt and equity investments across the company. She will also manage the review of construction due diligence and third-party construction reports throughout the duration of all projects. Additionally, Lehto will use her skillset and knowledge of construction documentation and budget review to ensure projects are appropriately budgeted from the start so that Merchants and its customers will avoid critical issues that may arise later in the project life cycle.

Margaret Lehto

“I am excited for this new chapter in my professional career and for the chance to work alongside a team of nationally-recognized professionals. The demand for affordable housing is growing deeper by the day, and companies like Merchants Capital are proving their continued commitment to residents in need. I am pleased to be a part of Merchants and am eager to contribute to the success of our team.”

Margaret Lehto

Prior to joining Merchants, Lehto’s over 20 years of experience included overseeing all aspects of architectural and engineering projects as well as design and construction services for thousands of affordable housing units and complexes across the Chicago metro area.

“Margaret was the perfect choice for our Chief Architect role. Her wealth of knowledge and expertise will be an unparalleled asset as we continue to expand our footprint in new affordable housing across the nation.”

Lehto is a graduate of Northwestern University with a bachelor’s degree, and she holds a master’s degree in architecture from the University of Illinois.


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